top of page
Financial Freedom road sign.jpg

Call To Action

At Tivaldi we are PEOPLE WHO CARE about the financial future of every individual, household and business. Our goal is to provide an education so our clients can make educated decisions for their financial future the way God intended.

We believe in the Bible as God's Word (read The History and Impact of the Geneva Bible), the Constitution and the Rule of Law.


“My people are destroyed for lack of knowledge: because thou hast rejected knowledge, I will also reject thee, that thou shalt be no priest to me: seeing thou hast forgotten the law of thy God, I will also forget thy children.” 

Hosea 4: 6

Contact our Tivaldi Team or co-founder, Joe Myers, at:

904-254-6472 (Call or text)

The following quote speaks volumes for individuals, household or business owners:

"No one cares more about YOUR MONEY than YOU DO!"

As you review the following information and this website keep that quote at the forefront of your thoughts.

There is a line from William Shakespeare's play, "As You Like It " that states "All the world's a stage, And all the men and women merely players..." 


Now we must understand what role we are playing. To help understand your role in the play Joe Myers has provided the Foreword, Introduction and Chapter 1 of his new book, GOD's WAY to Financial Freedom.

The Introduction explains what our roles and responsibilities are as men and women living in America.


Chapter 1 details the fraud between OUR Congress and the Federal Reserve that has fleeced the American people since 1913. You will learn how we have lost over 90% of the purchasing power of our dollar during the past 100+ years!

To prove the banking fraud and counterfeiting read these 2 quotes from Federal Reserve banks:



This fraud and counterfeiting has caused our current silent Depression

There is a quote by Mayer Amschel Rothschild (1744 -1812) the Godfather of the Rothschild Banking Cartel of Europe:

“Give me control of a nation's money and I care not who makes the laws.”

You will learn how the banking cartel has hijacked our monetary system.

Remember Haggai 2:9 is very clear that the Lord owns the gold and silver. So why are we letting a private banking cartel destroy our sound money?


“The silver is mine, and the gold is mine, saith the Lord of hosts.”

You will be outraged with what you will learn, but there is a SOLUTION!


Please download, read and share the Foreword, Introduction and Chapter 1.

RIP Retirement Plans with border_edited.
Financial Literacy

YOUR MONEY is YOUR RESPONSIBLITY so you CANNOT blame anyone but YOURSELF when your financial strategy fails.

If YOUR current financial strategy was wrong, when would you want to know - now or in your passive income years?


If you do not understand how your money is "invested" or where your money is "invested", why would you give your money to someone to "manage"  if you do not understand those fundamental principles?

Lesson 1

  • Savings money, is money you CANNOT afford to lose

  • Investing money, is money you CAN afford to lose

Lesson 2

  • You either pay interest for the use of someone else's money on major expenses OR

  • You give up interest on the future growth of YOUR MONEY when you pay cash on major expenses


While most people, probably including yourself, now loses money during market crashes, our clients never lose money and have guaranteed growth every year!

The mainstream financial "advisor" wants you to give them YOUR MONEY so they can "manage" it for you, but you lose money when there is a crash like 2001 or 2008. Most people allow someone else to INVEST their SAVINGS money and when money is lost you can never recover the loss.

There is a claim out there from the mainstream advice that if you put your money in a good mutual fund, you can receive a 12% average annualized return on your money.

It is wrong NOT to explain that there is a difference between Average Annualized Return and Actual Annualized Return.


Let’s do the math in the following hypothetical scenario:

Let’s say you have $100,000 and you put that money in a good mutual fund as suggested. And let’s say you receive a 100% return, so you now have $200,000.

Now in year 2, let’s say you take a 50% loss so your $200,000 is now the same $100,000 you started with.

​The math reveals that if you subtract the 50% loss from the 100% gain, you have a 50% overall gain. Now we divide the 50% overall gain by 2 years, and you have a 25% Average Annualized Return, BUT your Actual Annualized Return is ZERO.


The above calculations do not include hidden fees! (Watch the videos below)

Ask your "advisor" if they can tell you what your ACTUAL ANNUALIZED RETURN is every year in whatever financial vehicle they have “invested” YOUR "savings" money. You will propably be surprised at what you find out.

If you are in a 401(k), 403(b) or any other TAX-QUALIFIED PLANS I would suggest you go to our
Hidden Fees 401(k) / 403(b) page and watch the videos on HIDDEN FEES in tax-qualified plans that was presented by Bloomberg Television right after the 2008 crash.




The ultra-wealthy - whether individual, household or business owner - KNOW the destructive forces of wealth:


1.     Assets divided among generations

2.     Wealth transfer taxes and capital gains taxes

3.     Business risks and third-party attacks


One of the wealth strategies that the ultra-wealthy understand is called the velocity of money, that most other people do not understand. The ultra-wealthy realize that the more they use their money, the more WEALTH is created.

The banks and lending institutions that profit from YOUR DEBT understand the velocity of money better than most people by using high cash value properly structured Whole Life polices as a private banking system inside their banks.

According to the FDIC report Bank of America has over $22 BILLION in high cash value properly structured Whole Life polices, the income tax free death benefits are much higher than the cash values!

Most mainstream advice DOES NOT understand the estate benefit of high cash value properly structured Whole Life polices! The mainstream advice DOES NOT understand the ultra wealthy have been using high cash value properly structured Whole Life polices for decades!

U.S. Appeals Court Judge Learned Hand rendered the following opinion on taxes in a court case:

In America, there are two tax systems; one for the informed and one for the uninformed. Both systems are legal. Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury. There is not even a patriotic duty to increase one's taxes. Over and over again the Courts have said that there is nothing sinister in so arranging affairs as to keep taxes as low as possible. Everyone does it, rich and poor alike and all do right, for nobody owes any public duty to pay more than the law demands.” Gregory v. Helvering (2d Cir. 1934)

Resources for an individual, household or business owner FINANCIAL JOURNEY


There is a real concern about the banking industry and how banking has led to devaluation of the dollar with fractional reserve lending (COUNTERFEITING) and lack of trust. This article Two Texas Banks Close provides insight into how the two banks gained the trust of their customers. 


This article The Sad Story of Joe Robbie's HEIRS provides insight into what happens when your estate is illiquid causing an estate tax issue that could destroy or have a serious negative impact on your legacy as it did for Mr. Robbie's HEIRS. Visit The Strategy and Trust page for more insight into how to avoid that issue.

The problem with life insurance is people only see the COST of life insurance but DO NOT see the VALUE.


To provide further insight for YOUR financial future read this short synopsis written by Joe Myers, on the ground breaking book Confessions of a CPA - The Capital Equivalent Value of Life Insurance written by 35-plus year CPA, Bryan Bloom.

Bryan gave permission for Joe to write the synopsis titled Ways To Protect Your Money in 2023 And Beyond.

To understand why we only recommend Dividend Paying Whole Life policies please read and share this short article Why Not EIUL.


Generational wealth is very powerful and full of wisdom. Building Generation Wealth is a short article that provides financial literacy that the mainstream financial "advisor" does not teach but the ultra-wealthy utilize.

In this article What is Economic Value Added you will learn what successful businesses do to become successful. Individuals and housholds should implement the same financial strategies.


Most people do not understand VOLUME OF INTEREST is more important than INTEREST RATE. The ultra-wealthy understand what you will learn in this article Volume of interest on a mortgage and why they implement a different strategy than the average person. 


We teach our clients how to take over the banking function and PROFIT from THEIR OWN DEBT like the ultra-wealthy do instead of the banks and lending institutions. 

A case study of one of our household clients - Client Debt Reduction

A scenario for households or business owners - Financing and TAX-FREE Passive Income.

The most important book to read on the banking system and wars in the United States - The Creature from Jekyll Island and Audible version. The following video is a presentation by Mr. Griffin that is a highlight of his phenomenal book but his book is a must read.

Norman Dodd was on the Reece Committee and he was commissioned to investigate the large Foundations. Here is the Norman Dodd Report from 1954. Mr. Griffin interviews Mr. Dodd on this subject in the video below that is jaw-dropping.

Here is the lengthy Congressional Record of the Reese Committee hearings on foundations.


To show what real infaltion is and how it affects your financial future lets looks at the cost of a house in 1916 compared to today.

The book God's Way to Financial Freedom provides a complete explanation of inflation but here is a quick review;

The USA had a Gold Standard from 1834 to 1933 but in 1913 with OUR congress unconstitutionally passing the unconstitutional Federal Reserve Act allowing banks to COUNTERFEIT money that was the begining of inflation.


During the period between 1834 and 1933 a 1 ounce gold coin was equal to $20.67 of paper money. In 1971 Nixon unconstitutionally removed the USA from the Gold Standard that removed the checks and balances of the Constitution to have sound money with true value.

Fast forward to the past couple years and today a 1 ounce gold coin is was worth between $1,500 and $2,000 per ounce.

Let's say you have a 1 ounce gold coin and you receive $1,500 for the coin, if you subtract the $20.67 from the Gold Standard era of 1834 to 1933 and you hve lost $1,479.33 of purhcasing power.

Using the cost of a house in 1916 you can see in real time today why a house of the same specs shown costs more than the $938 from 1916.

The true definition of inflation is loss of purchasing power of our dollar because it takes more diluted dollars today than it did 5, 10, 20 or even 100 years ago.

How is this affecting you financial plans.


Are you ready to create a more secure financial future?
Financial Freedom speedometer.jpg


The process we teach will minimize the affects of inflation in YOUR personal and business economy as well as the national economy.


Additionally the process will minimize taxation in YOUR personal and business economy which means more money in YOUR pocket which translates into more money for YOUR household and business to utilize.

If you could CONTRACT with likeminded people to minimize inflation in your personal and business economy and our national economy - WOULD YOU?

After you have reviewed the video and read the Foreword, Introduction and Chapter 1 of GOD's WAY to Financial Freedom and would like to plan a sound financial future  as an individual, household and/or business, please 

bottom of page